The Fortiva Credit Card is an unsecured credit card issued by The Bank of Missouri. You can use the card anywhere MasterCard is accepted. It is a good option for people with fair or bad credit who need to build or rebuild their credit history and does not require a security deposit.

A Fortiva Credit Card in your wallet bequeaths financial freedom for everyday needs. Meet unexpected financial needs with a Fortiva Credit Card. You can apply for it even though you have less than perfect credit.

After receiving your new Fortiva Credit Card, you need to activate it online at myfortiva.com/activate or over the phone at 1-800-443-1305. You can only use your Fortiva Credit Card once it is activated.

myfortiva.com/activate

So, if you are approved for this card, we recommend you activate it as soon as possible using the steps below so that you can start enjoying the benefits.

myfortiva.com/activate

To activate your Fortiva Credit Card online, you must have the Fortiva Account Center credentials handy. If you don’t have the credentials, you must enroll first and then activate your card.

Already using Fortiva Account Center

If you have already enrolled for Fortiva Account Center, you can follow the instructions below to activate your new card:

  • Visit myfortiva.com/activate on a web browser.
  • Click the Sign In & Activate option.
  • Enter your username and password.
  • After entering the login details, click Sign In.
  • Access the Card section and select your card.
  • Enter the required card details like your card number, first and last name, card expiration details, etc.
  • Click the Activate button.
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Not enrolled in Fortiva Account Center

If you are not enrolled in the Fortiva Account Center, you can activate your Fortiva Credit Card using the steps below:

  • Open myfortiva.com/activate.
  • Click the Enroll in Fortiva Account Center button if you don’t have the credentials.
  • Click the Create Account option.
  • Enter your last name, the last 4 digits of your Social Security Number, and your date of birth.
  • Click the Submit button.
  • Now, create a username and password for your online account.
  • Once you have created your account, you can follow the on-screen instructions to activate your card.

Once your card is activated, you can use it to make purchases. You can also view your balance, transaction history, and statement using the online account.


How Do I Apply for a Fortiva Credit Card?

The application process for a Fortiva Credit Card typically involves filling out an online pre-qualify application form. The issuer will review your credit history and financial information to determine your eligibility and credit limit.

To be eligible for a Fortiva Credit Card, you must be at least 18 years old and have a valid Social Security number. You must also have a regular source of income and a reasonable debt-to-income ratio.

Here are the steps to apply for a Fortiva credit card:

  • Open myfortiva.com.
  • Click the See if You Prequalify option.
  • Provide the following information:
    • Your name, address, date of birth, and contact information.
    • Your Social Security number
    • Your income and employment information
    • Your credit history
  • Check the Consent box and click the SEE OFFER button.

Once you have submitted your application, Fortiva will review it and make a decision. If approved, you will receive your credit card in the mail within 7-10 business days.

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Frequently Asked Questions

What are the eligibility criteria for a Fortiva credit card?

To be eligible for a Fortiva Credit Card, you must be at least 18 years old and have a valid Social Security number. You must also have a regular source of income and a reasonable debt-to-income ratio.

Can I activate my card via a mobile app?

Yes, you can download the Fortiva Account Center app on your mobile device to activate the card. Also, stay logged in to view statements, set up purchases, and more.

How do I activate my Fortiva card over the phone?

You can activate your Fortiva Credit Card by calling 1-800-443-1305. When you call, a customer service representative will ask you for your card number and expiration date. They will also ask you for some personal information, such as your name, address, and date of birth, to verify your identity.

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