Make sure you read this prospa app review before registering.

What Is Prospa App?

Prospa App Review
Prosper App Review

Prospa is a business account for entrepreneurs. Your account comes with:

  • Bank account number in your business name
  • Receive transfers from all Nigerian banks
  • Send transfers to all Nigerian banks
  • Pay bills
  • International transfers
  • Powerful tools & features to keep your business on autopilot

One app for managing your banking and business. Quick to sign up and easy to use. Dedicated to helping you succeed.

The #No1 choice for entrepreneurs and business owners, open a fully operational bank account, quickly. Discover powerful tools and insights to help grow your business.

Bank account in your business name

Choose a partner bank

Mastercard for expenses

Instant support when you need it

Prospa App Review

Here are the opinions of different people concerning the prospa app.

Once I had all my registration documents I was able to open the account and start using it almost immediately. The interface is minimal and very clean and I can see the key breakdown of financials straight away.

Tirenioluwa, Owner of Drizzle Bakehousege

I have been using Prospa for some time now. I’m so impressed with how easy it is to manage all my business finances and customers in one app. Its been a great addition for my business.

Olisadozie, Wesy Africa

Since I started using @getProspa life has been prosperous. Thank you Prospa for making life easy!!!

Fehinti, The Happy Memorabilia

Is Prospa App Legit?

Prospa App Review
Is Prospa App Safe

Well, I think it’s a nice idea, and it could be of help, especially for freelancers who find it hard to receive money from overseas. But, It isn’t totally free;

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There is no limit on inflow. Once your turnover crosses ₦100,000.00 they charge a membership fee as shown below.

₦100,001 – ₦500,000₦3,000
₦500,001- ₦10,000,000₦5,000
* Doing above ₦10,000,000 monthly?Contact
Prospa App Review – Is Prospa App Legit

Is There A Physical Branch?

No. They do not have a physical branch, however, if you’re interested in becoming a member and want to confirm, you can visit their office address 4b Fatai Idowu Arobieke, Lekki Phase 1, Lagos, Nigeria.

Is Prospa App Safe

The safety and security of your Prospa account is our highest priority and here are some of the steps we take to ensure accounts are safe.

  • Requiring HTTPS on all pages, and use HSTS to ensure browsers only ever connect to them over a secure connection.
  • They never store or log your password and transactional PIN data in plaintext.
  • Allowing all members to enable Time-based, One Time Passwords, for two-factor authentication on their account. They never send authentication codes via insecure channels like SMS.
  • Encrypting their database and all uploaded images. We employ additional encryption for sensitive data, like transactional PIN.

How does the bank account work?

Your account number will be with one of their partner banks. E.g (Your business name) – Providus Bank. When you want to receive transfers, you give your customers your account number and bank name. You receive all credits directly in Prospa.

Upgrading Your Account

To upgrade your account, you’d need documents such as;

  • BVN
  • Certificate of incorporation
  • CAC registration forms
  • Valid government issued ID for directors (International Passport, Drivers licence, Voters card, National I.D card)
  • TIN number (We can help with this)
  • Proof of address (Utility bill)
  • Board resolution (you can generate from your Prospa dashboard)
  • 2 References (You’ll have extended time to provide this)
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Prospa App Review

It’s not a bad idea, I’m going to give them a trial!

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